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Live auction - fme_475384 - INSURANCES L’Association de prévoyance de la préfecture de police

INSURANCES L’Association de prévoyance de la préfecture de police AU
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All winning bids are subject to a 18% buyer’s fee.
Estimate : 150 €
Price : 75 €
Maximum bid : 75 €
End of the sale : 28 July 2020 19:04:22
bidders : 1 bidder
Type : L’Association de prévoyance de la préfecture de police
Date: 1898
Metal : gold plated silver
Diameter : 46 mm
Orientation dies : 12 h.
Engraver ROTY Oscar (1846-1911)
Weight : 48,53 g.
Edge : Lisse + corne ARGENT
Puncheon : corne ARGENT
Rarity : R1
Coments on the condition:
Dans un écrin de cuir à feutrine bordeaux, étiquette au nom de la personne au dos de la boîte. Faible usure. Traces de manipulation (nettoyage et empreintes)
Catalogue references :

Obverse


Obverse legend : REPUBLIQUE - FRANCAISE.
Obverse description : Buste de Marianne coiffé du bonnet phrygien orné d’une couronne de chêne et laurier, à gauche. Signé : O. ROTY et A. DESAIDE EDIT.

Reverse


Reverse legend : .ASSOCIATION AMICALE ET DE PRÉVOYANCE DE LA PRÉFECTURE DE POLICE - GRAVÉ : M / POSTELLE / 1898.
Reverse description : Gravure en 3 lignes dans une couronne partie de chêne et de laurier.

Historical background


INSURANCES

Under the Old Regime, insurance was above all maritime. It is a contract by which an individual undertakes to repair the losses linked to a shipwreck, for a certain sum which is paid to him in advance.. Thus, for example, we see that in the 18th century, in Bordeaux, maritime insurance was concentrated in the hands of a few large shipowners such as François Bonnaffé. An order of 1681 leaves the greatest freedom in the relationship between insurers and insured, hence the multiplication of players on the market. Still in Bordeaux, we then see the intervention of Parisian, Dutch and English companies. . . Non-maritime insurance became popular late (middle of the 18th century). They most often offer a guarantee against fire. Example: the general insurance company obtained the privilege of Louis XV in 1753 for the guarantee of maritime trade and to insure houses against fire. In the 19th century, we witness the emergence of countless companies, often specialized in very specific sectors, which will allow the development of the economy by pooling risks.. They are complemented by mutual associations and mutual aid.

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