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fjt_782769 - INSURANCES La Nationale compagnie d’assurances contre l’incendie 1830

INSURANCES La Nationale compagnie d’assurances contre l’incendie MS
Not available.
Item sold on our e-shop (2022)
Price : 80.00 €
Type : La Nationale compagnie d’assurances contre l’incendie
Date: 1830
Metal : silver plated lead
Millesimal fineness : 950 ‰
Diameter : 36,5 mm
Orientation dies : 12 h.
Weight : 20,02 g.
Edge : Lisse
Catalogue references :
Predigree :
Exemplaire provenant de la Collection Jean-Paul Saillard

Obverse


Obverse legend : LA PRÉVOYANCE DOTE L'AVENIR.
Obverse description : Un homme accompagné de son enfant, souscrivant une police d'assurance. Signé DESNOYERS.

Reverse


Reverse legend : LA NATIONALE COMPAGNIE D'ASSURANCES SUR LA VIE HUMAINE.
Reverse description : Inscription en six lignes dans une couronne de chêne.

Commentary


Variété avec le F à droite à l’exergue du droit. Jeton absent du Gailhouste ! Sans poinçon.

Historical background


INSURANCES

Under the Old Regime, insurance was above all maritime. It is a contract by which an individual undertakes to repair the losses linked to a shipwreck, for a certain sum which is paid to him in advance.. Thus, for example, we see that in the 18th century, in Bordeaux, maritime insurance was concentrated in the hands of a few large shipowners such as François Bonnaffé. An order of 1681 leaves the greatest freedom in the relationship between insurers and insured, hence the multiplication of players on the market. Still in Bordeaux, we then see the intervention of Parisian, Dutch and English companies. . . Non-maritime insurance became popular late (middle of the 18th century). They most often offer a guarantee against fire. Example: the general insurance company obtained the privilege of Louis XV in 1753 for the guarantee of maritime trade and to insure houses against fire. In the 19th century, we witness the emergence of countless companies, often specialized in very specific sectors, which will allow the development of the economy by pooling risks.. They are complemented by mutual associations and mutual aid.

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