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fme_902983 - INSURANCES Médaille, Association philomatique des voyageurs et représentants de commerce

INSURANCES Médaille, Association philomatique des voyageurs et représentants de commerce AU
50.00 €(Approx. 54.00$ | 42.50£)
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Type : Médaille, Association philomatique des voyageurs et représentants de commerce
Date: n.d.
Metal : bronze
Diameter : 50,5 mm
Orientation dies : 12 h.
Weight : 60,52 g.
Edge : lisse + triangle BRONZE
Puncheon : Triangle BRONZE
Coments on the condition:
Patine marron hétérogène, présentant quelques taches d’oxydation
Catalogue references :

Obverse


Obverse legend : FONDEE - EN 1896 // ASSOC. PHIL. DES VOYAGEURS & REPRESENTANTS DE COMMERCE DES A-M // NICE // PAX. LABOR.
Obverse description : Globe posé sur un aigle couronné, un caducée à l’arrière plan. Branches de chêne et laurier à l’arrière plan du ruban.

Reverse


Reverse legend : TEMOIGNAGE DE / RECONNAISSANCE A / M.R ED. FOURNIER / POUR SON ZELE MUTUALISTE.
Reverse description : Légende en 4 lignes dans une couronne de chêne et laurier mêlés.

Commentary


La médaille a été remise à Ed. Fournier pour son zèle mutualiste.

Historical background


INSURANCES

Under the Old Regime, insurance was above all maritime. It is a contract by which an individual undertakes to repair the losses linked to a shipwreck, for a certain sum which is paid to him in advance.. Thus, for example, we see that in the 18th century, in Bordeaux, maritime insurance was concentrated in the hands of a few large shipowners such as François Bonnaffé. An order of 1681 leaves the greatest freedom in the relationship between insurers and insured, hence the multiplication of players on the market. Still in Bordeaux, we then see the intervention of Parisian, Dutch and English companies. . . Non-maritime insurance became popular late (middle of the 18th century). They most often offer a guarantee against fire. Example: the general insurance company obtained the privilege of Louis XV in 1753 for the guarantee of maritime trade and to insure houses against fire. In the 19th century, we witness the emergence of countless companies, often specialized in very specific sectors, which will allow the development of the economy by pooling risks.. They are complemented by mutual associations and mutual aid.

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