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fme_804383 - INSURANCES Médaille, Association des voyageurs et commis de l’industrie et du commerce

INSURANCES Médaille, Association des voyageurs et commis de l’industrie et du commerce AU
150.00 €(Approx. 160.50$ | 129.00£)
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Type : Médaille, Association des voyageurs et commis de l’industrie et du commerce
Date: 1896
Metal : silver
Diameter : 41 mm
Orientation dies : 12 h.
Engraver OUDINÉ Eugène-André (1810-1887)
Weight : 39,34 g.
Edge : lisse + corne ARGENT
Puncheon : corne ARGENT
Coments on the condition:
Traces d’un léger nettoyage. Patine grise hétérogène. Petite usure sur certains reliefs
Catalogue references :

Obverse


Obverse legend : RÉPUBLIQUE - * FRANÇAISE.
Obverse description : Tête de la République à gauche en Cérès, déesse des moissons, portant un collier de perles, un double chignon et une couronne composite de blé, fleurs, olivier et olives, chêne et glands, nouée par un ruban descendant sur le cou et passant sur le front où est inscrit le mot CONCORDE ; sous la tranche du cou le long du listel OUDINÉ.

Reverse


Reverse legend : (FLEUR) ASSOCIATION DES VOYAGEURS ET COMMIS DE L’INDUSTRIE ET DU COMMERCE (FLEUR) - SOC.E DE SECOURS MUTUELS // A / M.R LE D.R E. POIGNARD / A S.T MANDE / - / TEMOIGNAGE / DE / RECONNAISSANCE / - / 12 AVRIL 1896.
Reverse description : Légende circulaire et en 6 lignes dans une couronne de laurier.

Commentary


La médaille a été décernée à Monsieur le docteur E. Poignard à Saint Mandé.

Historical background


INSURANCES

Under the Old Regime, insurance was above all maritime. It is a contract by which an individual undertakes to repair the losses linked to a shipwreck, for a certain sum which is paid to him in advance.. Thus, for example, we see that in the 18th century, in Bordeaux, maritime insurance was concentrated in the hands of a few large shipowners such as François Bonnaffé. An order of 1681 leaves the greatest freedom in the relationship between insurers and insured, hence the multiplication of players on the market. Still in Bordeaux, we then see the intervention of Parisian, Dutch and English companies. . . Non-maritime insurance became popular late (middle of the 18th century). They most often offer a guarantee against fire. Example: the general insurance company obtained the privilege of Louis XV in 1753 for the guarantee of maritime trade and to insure houses against fire. In the 19th century, we witness the emergence of countless companies, often specialized in very specific sectors, which will allow the development of the economy by pooling risks.. They are complemented by mutual associations and mutual aid.

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