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fjt_04076 - INSURANCES La Concorde 1842

INSURANCES La Concorde AU
Not available.
Item sold on our e-shop.
Price : 99.09 €
Type : La Concorde
Date: 1842
Metal : copper
Puncheon : PROUE (1842-1845)
Catalogue references :

Obverse


Obverse legend : A.P.LA ROCHEFOUCAULD DUC DE DOUDEAUVILLE . F.L.S.LA ROCHEFOUCAULD DUC DE DOUDEAUVILLE.
Obverse description : Bustes accolés des deux frères de la Rochefoucauld. Signé A.BOVY.

Reverse


Reverse legend : LA CONCORDE SOCIETE ANONYME POUR LA FORMATION ET LA GESTION DE SOCIETE MUTUELLES D'ASSURANCES SUR LA VIE - ORDONNANCE ROYALE DU 12 MARS 1842.
Reverse description : Inscription en dix lignes.

Historical background


INSURANCE

Under the Ancien Régime, insurance is primarily maritime. It is a contract by which an individual will repair losses from a shipwreck, for a fee that is paid in advance. For example, we see that in the eighteenth century, Bordeaux, marine insurance are concentrated in the hands of a few owners like Francis Bonnaffé. An ordinance of 1681 allowed the greatest freedom in the relationship between insurers and insured, where the multiplication of actors on the market. Still Bordeaux, we see then intervene Parisian companies, Dutch, English ... Non-marine insurance is required late (mid-eighteenth century). They usually offer a guarantee against fire. Example: General Insurance company obtained the privilege of Louis XV in 1753 to guarantee maritime trade and to ensure the houses against fire. In the nineteenth century saw the emergence of countless companies, often specializing in highly specialized sectors, which will allow the development of the economy through risk pooling. They complement of mutual associations and mutual aid.

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