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Live auction - fjt_477936 - INSURANCES La Compagnie anonyme d’assurances sur la vie 1875

INSURANCES La Compagnie anonyme d’assurances sur la vie MS
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All winning bids are subject to a 12% buyer’s fee.
Estimate : 100 €
Price : 50 €
Maximum bid : 50 €
End of the sale : 10 April 2018 17:32:25
bidders : 1 bidder
Type : La Compagnie anonyme d’assurances sur la vie
Date: 1875
Metal : silver
Diameter : 35 mm
Orientation dies : 12 h.
Weight : 19,87 g.
Edge : Lisse
Puncheon : abeille ARGENT
Catalogue references :

Obverse


Obverse legend : SUR L'ÉCU : LE MONDE AU-DESSUS D'UNE FOI .
Obverse description : Un écu entouré de l'Epargne et la Prévoyance assises. Au-dessus, une colonne supportant le globe terrestre surmonté d'une étoile. Signé DANTZELL 1875.

Reverse


Reverse legend : COMPAGNIE ANONYME D'ASSURANCES SUR LA VIE HUMAINE.
Reverse description : Inscription en cinq lignes.

Historical background


INSURANCE

Under the Ancien Régime, insurance is primarily maritime. It is a contract by which an individual will repair losses from a shipwreck, for a fee that is paid in advance. For example, we see that in the eighteenth century, Bordeaux, marine insurance are concentrated in the hands of a few owners like Francis Bonnaffé. An ordinance of 1681 allowed the greatest freedom in the relationship between insurers and insured, where the multiplication of actors on the market. Still Bordeaux, we see then intervene Parisian companies, Dutch, English ... Non-marine insurance is required late (mid-eighteenth century). They usually offer a guarantee against fire. Example: General Insurance company obtained the privilege of Louis XV in 1753 to guarantee maritime trade and to ensure the houses against fire. In the nineteenth century saw the emergence of countless companies, often specializing in highly specialized sectors, which will allow the development of the economy through risk pooling. They complement of mutual associations and mutual aid.

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