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fjt_713402 - INSURANCES La Caisse paternelle 1841

INSURANCES La Caisse paternelle AU
Not available.
Item sold on our e-shop (2022)
Price : 45.00 €
Type : La Caisse paternelle
Date: 1841
Metal : silver
Diameter : 28,5 mm
Orientation dies : 6 h.
Weight : 11,18 g.
Puncheon : main ARGENT
Catalogue references :

Obverse


Obverse legend : CAISSE PATERNELLE SOCIETE ANONYME D'ASSURANCES SUR LA VIE - PARIS.
Obverse description : Des abeilles autour d'une ruche.

Reverse


Reverse legend : ORDONNANCE DU 9 7BRE 1841 - DECRET DU 19 MARS 1850.
Reverse description : Inscription en trois lignes dans une couronne de chêne.

Historical background


INSURANCES

Under the Old Regime, insurance was above all maritime. It is a contract by which an individual undertakes to repair the losses linked to a shipwreck, for a certain sum which is paid to him in advance.. Thus, for example, we see that in the 18th century, in Bordeaux, maritime insurance was concentrated in the hands of a few large shipowners such as François Bonnaffé. An order of 1681 leaves the greatest freedom in the relationship between insurers and insured, hence the multiplication of players on the market. Still in Bordeaux, we then see the intervention of Parisian, Dutch and English companies. . . Non-maritime insurance became popular late (middle of the 18th century). They most often offer a guarantee against fire. Example: the general insurance company obtained the privilege of Louis XV in 1753 for the guarantee of maritime trade and to insure houses against fire. In the 19th century, we witness the emergence of countless companies, often specialized in very specific sectors, which will allow the development of the economy by pooling risks.. They are complemented by mutual associations and mutual aid.

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