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fjt_04076 - INSURANCES La Concorde 1842

INSURANCES La Concorde AU
Not available.
Item sold on our e-shop
Price : 99.09 €
Type : La Concorde
Date: 1842
Metal : copper
Puncheon : PROUE (1842-1845)
Catalogue references :

Obverse


Obverse legend : A.P.LA ROCHEFOUCAULD DUC DE DOUDEAUVILLE . F.L.S.LA ROCHEFOUCAULD DUC DE DOUDEAUVILLE.
Obverse description : Bustes accolés des deux frères de la Rochefoucauld. Signé A.BOVY.

Reverse


Reverse legend : LA CONCORDE SOCIETE ANONYME POUR LA FORMATION ET LA GESTION DE SOCIETE MUTUELLES D'ASSURANCES SUR LA VIE - ORDONNANCE ROYALE DU 12 MARS 1842.
Reverse description : Inscription en dix lignes.

Historical background


INSURANCES

Under the Old Regime, insurance was above all maritime. It is a contract by which an individual undertakes to repair the losses linked to a shipwreck, for a certain sum which is paid to him in advance.. Thus, for example, we see that in the 18th century, in Bordeaux, maritime insurance was concentrated in the hands of a few large shipowners such as François Bonnaffé. An order of 1681 leaves the greatest freedom in the relationship between insurers and insured, hence the multiplication of players on the market. Still in Bordeaux, we then see the intervention of Parisian, Dutch and English companies. . . Non-maritime insurance became popular late (middle of the 18th century). They most often offer a guarantee against fire. Example: the general insurance company obtained the privilege of Louis XV in 1753 for the guarantee of maritime trade and to insure houses against fire. In the 19th century, we witness the emergence of countless companies, often specialized in very specific sectors, which will allow the development of the economy by pooling risks.. They are complemented by mutual associations and mutual aid.

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