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Live auction - fjt_647508 - INSURANCES SALAMANDRE 1834

INSURANCES SALAMANDRE AU
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All winning bids are subject to a 12% buyer’s fee.
Estimate : 400 €
Price : 301 €
Maximum bid : 301 €
End of the sale : 15 June 2021 18:31:00
bidders : 3 bidders
Type : SALAMANDRE
Date: 1834
Metal : copper
Diameter : 34 mm
Orientation dies : 12 h.
Weight : 18,61 g.
Edge : lisse
Rarity : R3
Catalogue references :

Obverse


Obverse legend : LA SALAMANDRE / COMPIE GIE D’ASSURANCES.
Obverse description : Représentation d’une salamandre enflammée.

Reverse


Reverse legend : INCENDIE VIE NAVIGATION 1834.
Reverse description : Armes représentées. Signé : SONET F..

Commentary


Comme l’indique Mr Gailhouste “ Le rare jeton de cette compagnie indique qu’elle a été fondé en 1834 et non en 1843 comme l’indique le Gauvin. La Salamandre a été reprise par la Compagnie LE DRAGON, dont le portefeuille est passé à l’Urbaine incendie en 1843”. Cet exemplaire ne présente pas de poinçon.

Historical background


INSURANCE

Under the Ancien Régime, insurance is primarily maritime. It is a contract by which an individual will repair losses from a shipwreck, for a fee that is paid in advance. For example, we see that in the eighteenth century, Bordeaux, marine insurance are concentrated in the hands of a few owners like Francis Bonnaffé. An ordinance of 1681 allowed the greatest freedom in the relationship between insurers and insured, where the multiplication of actors on the market. Still Bordeaux, we see then intervene Parisian companies, Dutch, English ... Non-marine insurance is required late (mid-eighteenth century). They usually offer a guarantee against fire. Example: General Insurance company obtained the privilege of Louis XV in 1753 to guarantee maritime trade and to ensure the houses against fire. In the nineteenth century saw the emergence of countless companies, often specializing in highly specialized sectors, which will allow the development of the economy through risk pooling. They complement of mutual associations and mutual aid.

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