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fme_770571 - INSURANCES Médaille, Protection mutuelle des agents de chemins de fer de France et des colonies

INSURANCES Médaille, Protection mutuelle des agents de chemins de fer de France et des colonies AU
50.00 €(Approx. 54.50$ | 42.00£)
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Type : Médaille, Protection mutuelle des agents de chemins de fer de France et des colonies
Date: 1939
Metal : gold plated silver
Diameter : 81 mm
Orientation dies : 12 h.
Weight : 19,28 g.
Edge : lisse + losange ARGENT + tête de sanglier
Puncheon : Tête de sanglier et losange ARGENT
Coments on the condition:
Exemplaire doré, présentant une petite usure et quelques taches d’oxydation
Catalogue references :

Obverse


Obverse legend : ANÉPIGRAPHE.
Obverse description : Allégorie féminine tenant la main d’un homme assis, un vieillard et une femme portant son enfant à l’arrière plan. Locomotive au dessus. Signé : J. HOLY et D’APRES / FOESTER.

Reverse


Reverse legend : LA PROTECTION MUTUELLE / DES AGENTS / DE CHEMINS DE FER / DE / FRANCE / ET DES / COLONIES // JAFFARD. H. / 1939.
Reverse description : Légende en 7 lignes. Poignée de mains à l’exergue, branche de laurier à gauche, branche de chêne à droite.

Commentary


Exemplaire décerné à H. Jaffard.
Diamètre sans bélière : 30 mm.
Ruban rayé jaune (?) et rouge.

Historical background


INSURANCES

Under the Old Regime, insurance was above all maritime. It is a contract by which an individual undertakes to repair the losses linked to a shipwreck, for a certain sum which is paid to him in advance.. Thus, for example, we see that in the 18th century, in Bordeaux, maritime insurance was concentrated in the hands of a few large shipowners such as François Bonnaffé. An order of 1681 leaves the greatest freedom in the relationship between insurers and insured, hence the multiplication of players on the market. Still in Bordeaux, we then see the intervention of Parisian, Dutch and English companies. . . Non-maritime insurance became popular late (middle of the 18th century). They most often offer a guarantee against fire. Example: the general insurance company obtained the privilege of Louis XV in 1753 for the guarantee of maritime trade and to insure houses against fire. In the 19th century, we witness the emergence of countless companies, often specialized in very specific sectors, which will allow the development of the economy by pooling risks.. They are complemented by mutual associations and mutual aid.

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