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Live auction - fjt_477897 - INSURANCES La Nationale compagnie d’assurances contre l’incendie 1817

INSURANCES La Nationale compagnie d’assurances contre l’incendie MS
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All winning bids are subject to a 12% buyer’s fee.
Estimate : 100 €
Price : 50 €
Maximum bid : 55 €
End of the sale : 10 April 2018 17:27:39
bidders : 1 bidder
Type : La Nationale compagnie d’assurances contre l’incendie
Date: 1817
Metal : silver
Diameter : 36,5 mm
Orientation dies : 12 h.
Weight : 20 g.
Edge : lisse
Puncheon : abeille ARGENT
Coments on the condition:
Superbe patine
Catalogue references :


Obverse description : La Prévoyance venant en aide à une femme accablée par la perte de sa maison. Signé BARRE. 1830.


Reverse description : Inscription en sept lignes dans une couronne de chêne et de laurier.

Historical background


Under the Ancien Régime, insurance is primarily maritime. It is a contract by which an individual will repair losses from a shipwreck, for a fee that is paid in advance. For example, we see that in the eighteenth century, Bordeaux, marine insurance are concentrated in the hands of a few owners like Francis Bonnaffé. An ordinance of 1681 allowed the greatest freedom in the relationship between insurers and insured, where the multiplication of actors on the market. Still Bordeaux, we see then intervene Parisian companies, Dutch, English ... Non-marine insurance is required late (mid-eighteenth century). They usually offer a guarantee against fire. Example: General Insurance company obtained the privilege of Louis XV in 1753 to guarantee maritime trade and to ensure the houses against fire. In the nineteenth century saw the emergence of countless companies, often specializing in highly specialized sectors, which will allow the development of the economy through risk pooling. They complement of mutual associations and mutual aid.

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