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fjt_779633 - INSURANCES La Flotte 1861

INSURANCES La Flotte AU
180.00 €(Approx. 192.60$ | 151.20£)
Quantity
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Type : La Flotte
Date: 1861
Metal : copper
Diameter : 31 mm
Orientation dies : 12 h.
Weight : 15,52 g.
Edge : Lisse
Coments on the condition:
Coup au niveau du listel visible au revers à 2 heures
Catalogue references :

Obverse


Obverse legend : DECRET DU 1ER 8BRE 1861.
Obverse description : Trois navires se croisant dans la passe d'un port, devant le phare.

Reverse


Reverse legend : LA FLOTTE COMPAGNIE ANONYME D'ASSURANCES MARITIMES.
Reverse description : Ancre devant des palans, voiles et poulies dans une couronne parti de laurier et de chêne.

Commentary


C’est la seconde fois que nous proposons à la vente ce jeton..

Historical background


INSURANCES

Under the Old Regime, insurance was above all maritime. It is a contract by which an individual undertakes to repair the losses linked to a shipwreck, for a certain sum which is paid to him in advance.. Thus, for example, we see that in the 18th century, in Bordeaux, maritime insurance was concentrated in the hands of a few large shipowners such as François Bonnaffé. An order of 1681 leaves the greatest freedom in the relationship between insurers and insured, hence the multiplication of players on the market. Still in Bordeaux, we then see the intervention of Parisian, Dutch and English companies. . . Non-maritime insurance became popular late (middle of the 18th century). They most often offer a guarantee against fire. Example: the general insurance company obtained the privilege of Louis XV in 1753 for the guarantee of maritime trade and to insure houses against fire. In the 19th century, we witness the emergence of countless companies, often specialized in very specific sectors, which will allow the development of the economy by pooling risks.. They are complemented by mutual associations and mutual aid.

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